New & Used Vehicle Loans

If regular maintenance on your car includes a prayer and a kick, your car's primary color is "rust", and you need a ride to work AGAIN, it's probably time to consider a new vehicle.

Your credit union can help get the NEW vehicle deal you want by providing affordable, hassle-free financing. We have great rates and flexible terms designed to fit almost any budget. Plus, you can have your loan "pre-approved" for that cash-in-hand negotiating advantage.

We will lend up to 100% of the MSRP on new vehicles. And on used, you can borrow up to the average trade-in value or even up to 100% NADA retail value. You can also include extended warranties if desired.

You can count on exceptional savings with our competitive rates and flexible terms! Our loans are calculated using simple interest and there is never a prepayment penalty!

Besides cars and trucks, our vehicle loan programs also include Recreational Vehicles, Campers, New Motorcycles, and New & Used Boats. Contact us with any questions or comments!


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Refinances Wanted!

If you currently pay a higher rate on your auto loan elsewhere, refinance with us.

Consumer Protection at Your Credit Union

Are you interested in purchasing a new car or truck? Not sure about your trade-in because you still owe money on your current vehicle? Before you start negotiating with a dealer, talk with Jessop Community FCU first.

When trading in a car you still owe money on, there are a few things you should be aware of before talking with a dealer. The first thing to know is what your loan payoff is--how much you owe if you pay off the loan at once.

Jessop Community FCU has your best interest at heart by providing loan payoff information to you and if you choose, no one else--including other creditors or third parties. That's because some dealers call lenders requesting loan payoff information when evaluating a trade-in for a new purchase and only will give what you owe on the car.

The same may be true if you've totaled your car and your insurance company calls for loan payoff information. There have been cases where the insurance company only offers the payoff instead of the value of the car.

When you're buying a vehicle, you should also find out the retail value of your trade-in beforehand. Our loan officer can show you what it's worth with price guides that show wholesale, retail, and finance values.

Before stepping into a dealer's office to discuss purchasing a new car, talk with someone at Jessop Community FCU.