Washington County's
Community Federal Credit Union

Jessop Community FCU Rates

APR = Annual Percentage Rate
APY = Annual Percentage Yield

Loans

Rates effective as of May 22, 2013

Rate DescriptionTermRateAPR
New Auto Up to 36 Months362.99%-6.00%2.99%-6.00%
New Auto 37 to 72 Months

72 months over $20,000 financed

722.99%-6.00%2.99%-6.00%
Used Auto 2012 through 2014 Model Years

72 months over $20,000 financed

722.99%-6.00%2.99%-6.00%
Used Auto 2011, 2010 & 2009 Model Years603.49%-7.00%3.49%-7.00%
Used Auto 2008, 2007 & 2006 Model Years484.29%-8.00%4.29%-8.00%
Older Autos367.50%-15.50%7.50%-15.50%
New Motorcycles, Travel Trailers, Boats & Recreational Vehicles602.99%-6.00%2.99%-6.00%
Used Motorcycles, Travel Trailers, Boats & Recreational Vehicles-2009-2014 Model Years483.49%-7.00%3.49%-7.00%
Used Motorcycles, Travel Trailers, Boats & Recreational Vehicles-2008 Model Year and Older488.00%-16.00%8.00%-16.00%
Personal Unsecured609.00%-17.00%9.00%-17.00%
Share Secured606.00%6.00%
Certificate Secured607.00%7.00%

Risk Based:  The following disclosure applies to all loan types listed except Share and Certificate Secured.  The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness.  Please ask us for the rate you qualify for.

Mortgages

Rates effective as of May 22, 2013

Rate DescriptionRateAPRPoints
1 Year Adjustable Rate Mortgage5.5%5.5%
10 Year Fixed Rate Mortgage6.00%6.00%
15 Year Fixed Rate Mortgage6.5%6.5%
15 Year Fixed Home EquityCall for Current Rate
10 Year Fixed Home Equity4.15%4.15%
5 Year Fixed Rate Home Equity4.00%4.00%
Home Equity Line of Credit Intro Rate6.00%6.00%

Savings

Rates effective as of May 22, 2013

Rate DescriptionAPYDividend/Interest
Shares $5.00 - $3999.99

Minimum deposit $5.00

0.02%0.02%
Shares $4,000.00 - $9,999.990.025%0.025%
Shares over $10,000.000.05%0.05%
Christmas Clubs0.02%0.02%
Escrow Accounts0.02%0.02%
IRA Shares0.15%0.15%

Certificates

Rates effective as of May 22, 2013

Rate DescriptionTermAPYDividend/Interest
Share Certificate 6 Month60.10%0.10%
Share Certificate 12 Month120.15%0.15%
Share Certificate 36 Month360.30%0.30%
Safari Saver 12 Month Share Certificate120.40%0.40%
IRA Share Certificate 12 Month120.15%0.15%
IRA Share Certificate 36 Month360.30%0.30%

Additional rates and terms available – call Jessop Community FCU at 724-229-0720 for current information.

Announcements

Vacation Loans Are Here!

Ready for a vacation?  You can borrow up to $2,500 at 6.99% APR for up to 24 months.*

All loans subject to credit approval.

 

Closed April 18th

Jessop Community FCU will be closed on Friday, April 18th for the Good Friday holiday.

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Today's Rates

New Auto Up to 36 Months

2.99%-6.00%

APR

Share Certificate 6 Month

0.10%

APY: 0.10%

5 Year Fixed Rate Home Equity

4.00%

APR

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Rest Assured

Your Credit Union Funds are Insured

Jessop Community Federal Credit Union's member deposits are backed by the full faith and credit of the U.S. Government by the National Credit Union Administration (NCUA) up to $250,000.

National Credit Union Administration (NCUA)

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