Home Equity Line of Credit
Our Home Equity Line of Credit Loan is another way to let your home work for you. Use the money to pay for home improvements, college tuition, bill consolidation, a new car, or anything else you want. Borrow up to 80% of the appraised market value of your home, minus what you owe on your current mortgage, for a credit line between $10,000 and $250,000.
This open line-of-credit is for a 7- year term with a 15-year payback from the date of your last advance. The interest rate is subject to change. (The adjustable rate is based upon the 90 day T-Bill plus 4.00%.) The rate changes quarterly.
Additionally, interest on a Home Equity Line of Credit Loan may be tax deductible, consult your tax advisor for more details.
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Jessop Community Federal Credit Union's member deposits are backed by the full faith and credit of the U.S. Government by the National Credit Union Administration (NCUA) up to $250,000.
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