Rates







Loans | Mortgage | Savings | Certificates

 

 

Loans Rate APR* Term  
New Auto Up to 36 Months 4.25%-12.50% 4.25%-12.50% 36 Calculator
New Auto 37 to 72 Months (72 months over $20,000 financed) 4.50%-13.00%  4.50%-13.00%  72 Calculator
Used Auto 2008 through 2010 Model Years (72 months over $20,000 financed) 5.50%-13.50% 5.50%-13.50% 72  Calculator
Used Auto 2007, 2006 & 2005 Model Years 6.25%-14.25% 6.25%-14.25% 60  Calculator
Used Auto 2004, 2003 & 2002 Model Years 6.75%-14.75% 6.75%-14.75% 48  Calculator
Older Autos  7.50%-15.50%  7.50%-15.50%  36  Calculator
New Motorcycles, Travel Trailers, Boats & Recreational Vehicles  6.00%-14.00%  6.00%-14.00%  60  Calculator
Used Motorcycles, Travel Trailers, Boats & Recreational Vehicles-2005-2010 Model Years 7.00%-15.00%  7.00%-15.00%  48  Calculator
Used Motorcycles, Travel Trailers, Boats & Recreational Vehicles-2004 Model Year and older 8.00%-16.00%  8.00%-16.00%  48  Calculator
Personal Unsecured  9.00%-17.00%  9.00%-17.00%  60 Calculator
Share Secured  6.00%  6.00%   60  Calculator
Certificate Secured 7.00%  7.00%   60 Calculator

 

Risk Based:  The following disclosure applies to all loan types listed except Share and Certificate Secured.  The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness.  Please ask us for the rate you qualify for.

*APR = Annual Percentage Rate
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1 Year Adjustable Rate Mortgage

Rate Points APR*
5.5    5.5


10 Year Fixed Rate Mortgage

Rate Points APR*
6.0   6.0


15 Year Fixed Rate Mortgage

Rate Points APR*
6.5   6.5


15 Year Fixed Home Equity

Rate Points APR*
6.00   6.00


10 Year Fixed Home Equity

Rate Points APR*
5.50   5.50


5 Year Fixed Rate Home Equity

Rate Points APR*
4.50   4.50


Home Equity Line of Credit Intro Rate

Rate Points APR*
6.0   6.0

 

*APR = Annual Percentage Rate
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Savings Dividend/
Interest Rate
APY* Term
Shares $5.00 - $3,999.99 ( Minimum deposit $5.00) 0.25 0.25 n/a
Shares $4,000.00 - $9,999.99

  0.50 

0.50  n/a
Shares over $10,000.00 0.75  0.75  n/a
Christmas Clubs 0.50  0.50  n/a
Escrow Accounts 0.50  0.50  n/a
IRA Shares 1.50  1.51  n/a

 

*APY = Annual Percentage Yield
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Certificates Dividend/
Interest Rate
APY* Term
Share Certificate 6 Month 1.50% 1.51% 6
Share Certificate 12 Month 1.75% 1.76% 12
Share Certificate 36 Month 2.25% 2.27% 36
Safari Saver 12 Month Share Certificate 2.00%  2.01% 12
IRA Share Certificate 12 Month 1.75% 1.76% 12
IRA Share Certificate 36 Month 2.25% 2.27% 36

Additional rates and terms available - call the credit union for current information.

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